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Reliable Financial Advisor.

Unique Smart Solution Sdn Bhd is one of the Trusted Bank Loan Agencies in Malaysia with over more than 10 years of experience in handle all kind of financial applications such as Personal Loan, SME Loan, Mortgage Loan, Refinancing Loan and many more.

Who We Are &
What We Represent

Financial Freedom is the key to mobility but unfortunately, millions of people struggle to get into such Freedom or happen to be Blacklisted due to financial constraints?

But we, at Unique Smart Solution Sdn Bhd are tackling this long ongoing issue by working together with Bank Organizations from all over Malaysia to provide an innovative and flexible financial freedom for our clients from all around Malaysia

We’re not merely just Financial Consultants — Our Main is to assist our clients to set them up for Financial Success, Low Interest Pay and lastly, Fully Debt Free


Over years of experience in the financial field, we have achieved : 

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Customers Served.

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Application Sent.

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Succeed Cases.

We Specialized In :

Debts Management

"Easy On Debt" bank debt management - Bank loans will be restructured to ensure affordable repayments. Our easy on debt management system helps you lower interest rates and pay off your bank debts on affordable terms.

Portfolio Management

After resolving your debts, you will enter the "personal credit rating optimization" stage (portfolio management) to help you optimize your personal credit rating and rating scores and make full preparations so that you can borrow from banks at any time.

Bank Loan Consultancy

Once your personal or SME bank loan has been reinforced and optimized, our financial consultants will do the following 2 things based on your financial situation and insight on the purpose of your loan.

Why this services are extremely important to our customers?

i.) Make Correct Financial Decision

When you get this report and professional Consult service, you could get extra bank latest news and the loan package comparison.

ii.) Increase Bank Approval Rate

A good credit score could increase the bank approval rate, but if your score not really well, we would have another plan to improve your score

At Unique Financial Group, we help our customers with high monthly commitment, low monthly income, solve income document issues to obtain high approval rate on bank loan.

No Upfront Payment

If someone asks you to pay before you get a loan, this is a fraud. Don’t pay any money in advance for any loan submission.

High Approval Rate

We can guarantee that it’s very easy to get a bank loan with our professional help. So, please contact Us before it’s too late.

High Loan Amount

We can guarantee that we can assist you with a higher loan amount.

Low Interest Rate

We work with several banks, and we will look for your lowest interest based on your circumstances


Licensed Bank Loan Consultancy in KL Malaysia

We’re highly experience financial advisor company in Malaysia and having a rich knowledge in managing your financial application from bank institutions.

7 Days Customer Service

If you have any questions, please feel free to contact us directly at any time.

No Any Handling Fee

Guaranteed no hidden charges or other costs for any approved loans.

10 Minutes Review

The professional team will quickly review you so that your credit profile.

Frequent Asked Questions :

Absolutely yes. we are able to help and assist you with the loan application. and how we'll do it, is by assisting our clients in performing full debt settlement on their current existing commitments such as, credit cards, personal loans, ptptn & etc. we also welcome any submissions to our debt consolidation plan, targeted to reduce a client's monthly commitment amount.

Definitely yes. one of the many solutions that we at, unique financial advisory will proceed with is by, reviewing & analyzing our client's entire current financial situation to find the cause of the issue, and perform what's called a "bad debt settlement". once completed, we'll proceed with submission directly with our bank associates.

Quite possible yes - one of our specialized solutions is to provide documentation assistance in regard to our client's situation. type of assistance may vary depending on the circumstances that our clients are in.

Yes, no worries, we are provide essential & necessary funding assets to build up our client's financial profile for a certain period of time. as such once built up, the clients will be able to apply for any sorts of credit applications without any difficulties. we'll be able to ensure and guarantee an approval rate unlike no other.

Contact Us :


– Loan approval is not guaranteed and is subject to lender review of information.
– The loan is only approved when the lender has issued an approval in writing. Specified rates may not be available for all borrowers. Rate subject to change with market conditions.
– Unique Smart Solution Sdn Bhd is an Equal Opportunity Loan Broker/Lender service provider. The services referred to herein are not available to persons located outside the country of Malaysia.

Unique Smart Solution Sdn Bhd offers one-stop financial consultancy for all aspects of your personal & business finances needs.

Our Services :

Contact Us :

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